{"id":2825,"date":"2025-11-11T10:08:29","date_gmt":"2025-11-11T10:08:29","guid":{"rendered":"https:\/\/credilink.pt\/consolidation\/"},"modified":"2026-01-26T18:16:20","modified_gmt":"2026-01-26T18:16:20","slug":"consolidation","status":"publish","type":"page","link":"https:\/\/credilink.pt\/en\/consolidation\/","title":{"rendered":"Consolidation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2825\" class=\"elementor elementor-2825 elementor-1502\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1eff6a7b e-con-full e-flex e-con e-parent\" data-id=\"1eff6a7b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7165bab1 e-con-full e-flex e-con e-child\" data-id=\"7165bab1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-327c5153 e-con-full e-flex e-con e-child\" data-id=\"327c5153\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4dfb3b13 e-con-full e-flex e-con e-child\" data-id=\"4dfb3b13\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef49103 elementor-widget elementor-widget-shortcode\" data-id=\"ef49103\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"non-portuguese-disclaimer\">This information is intended exclusively for residents in Portugal.<\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f820265 elementor-widget elementor-widget-heading\" data-id=\"5f820265\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Credit Consolidation Solutions<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a81b0e5 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"7a81b0e5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">All your loans in a single monthly payment<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d816e0a elementor-widget elementor-widget-button\" data-id=\"2d816e0a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#simula\u00e7\u00e3o\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path d=\"M13 6.5L19.5 13L13 19.5\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M18.4165 13H6.49984\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a Simulation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6529f9c5 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"6529f9c5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"849\" height=\"893\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/happy-family-with-two-kids-playing-into-new-home-1.jpg\" class=\"attachment-full size-full wp-image-2826\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/happy-family-with-two-kids-playing-into-new-home-1.jpg 849w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/happy-family-with-two-kids-playing-into-new-home-1-285x300.jpg 285w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/happy-family-with-two-kids-playing-into-new-home-1-768x808.jpg 768w\" sizes=\"(max-width: 849px) 100vw, 849px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e1a237 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2e1a237\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCombine all your loans into one. Up to \u20ac75,000. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49098336 elementor-widget elementor-widget-image\" data-id=\"49098336\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/search?sa=X&#038;sca_esv=c66570702dbaae6e&#038;rlz=1C5CHFA_enPT1146PT1147&#038;tbm=lcl&#038;sxsrf=AE3TifNZGpOZsUxF9x71kcJXT34YG8u1mQ:1761412145829&#038;q=Credilink+%E2%80%93+Intermedia%C3%A7%C3%A3o+de+Cr%C3%A9dito+Lda+Cr%C3%ADticas&#038;rflfq=1&#038;num=20&#038;stick=H4sIAAAAAAAAAONgkxIxtDA0MLY0sbA0MzE1Njc0MDQyMtzAyPiK0dy5KDUlMyczL1vhUcNkBc-8ktSiXKBI4uHlhxfnK6SkKjgXHV6ZklmSr-CTkgjirC3JTE4sXsRKrk4A72jjiI8AAAA&#038;rldimm=18103948964537101221&#038;hl=pt-PT&#038;ved=2ahUKEwiEkIXK67-QAxWdVKQEHYkgKsMQ9fQKegQIURAF&#038;biw=1710&#038;bih=906&#038;dpr=2#lkt=LocalPoiReviews\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"200\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/108.png\" class=\"attachment-full size-full wp-image-21610\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/108.png 500w, https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/108-300x120.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-878304e e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"878304e\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c3ad58 e-flex e-con-boxed e-con e-parent\" data-id=\"8c3ad58\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41831f81 elementor-widget elementor-widget-shortcode\" data-id=\"41831f81\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n    <!-- DESKTOP: Single Slider -->\n    <div class=\"logos-slider-desktop\">\n        <div class=\"swiper mySwiper\">\n            <div class=\"swiper-wrapper\">\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/CA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BPI.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BBVA.png\" alt=\"\">\n                    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src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_real_vida_seguros-1.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_bankinter-2.png\" alt=\"\">\n                    <\/div>\n                                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/CA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BPI.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BBVA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Eurobic.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cofidis.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Santander.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cetelem.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Caixa-Geral.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Montepio.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Banco-CTT.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Novo-banco.png\" alt=\"\">\n                    <\/div>\n                                   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decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BPI.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BBVA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Eurobic.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cofidis.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Santander.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cetelem.png\" alt=\"\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n\n        <div class=\"swiper mySwiper\">\n            <div class=\"swiper-wrapper\">\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Caixa-Geral.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Montepio.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Banco-CTT.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Novo-banco.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_real_vida_seguros-1.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_bankinter-2.png\" alt=\"\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n    <style>\n        \/* Desktop = show single slider *\/\n        .logos-slider-desktop {\n            display: block;\n        }\n\n        .logos-slider-mobile {\n            display: none;\n        }\n\n        @media(max-width: 767px) {\n\n            \/* Mobile = show two sliders *\/\n            .logos-slider-desktop {\n                display: none;\n            }\n\n            .logos-slider-mobile {\n                display: block;\n            }\n        }\n    <\/style>\n\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-570bf2bc e-flex e-con-boxed e-con e-parent\" data-id=\"570bf2bc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-53a59b07 e-con-full e-flex e-con e-child\" data-id=\"53a59b07\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6abdb12d elementor-widget elementor-widget-heading\" data-id=\"6abdb12d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">ADVANTAGES<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f514b2e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6f514b2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the advantages of credit consolidation?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2380592e e-con-full e-flex e-con e-child\" data-id=\"2380592e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7f496385 e-con-full e-flex e-con e-child\" data-id=\"7f496385\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-490450fa elementor-widget elementor-widget-image\" 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156.281C71.6458 158.335 73.1464 160 75.0002 160Z\" fill=\"#FC434F\"><\/path><path d=\"M149.419 79.9999C149.419 78.0071 147.87 76.394 145.96 76.394L106.246 76.394L120.258 65.3045C121.778 64.0968 122.074 61.8358 120.92 60.2511C119.765 58.6629 117.594 58.3532 116.072 59.5575L93.8773 77.1264C93.1687 77.6884 92.5106 78.858 92.5106 79.9999C92.5106 81.1003 93.0956 82.2561 93.8773 82.8735L116.072 100.442C117.594 101.647 119.765 101.337 120.92 99.7488C122.074 98.1641 121.778 95.9031 120.258 94.6953L106.246 83.6059L145.96 83.6059C147.87 83.6059 149.419 81.9928 149.419 79.9999Z\" fill=\"#FC434F\"><\/path><path d=\"M0.582034 80.0002C0.582034 81.993 2.13086 83.6061 4.0413 83.6061L43.755 83.6061L29.7432 94.6956C28.2229 95.9033 27.9271 98.1643 29.0811 99.749C30.2364 101.337 32.4067 101.647 33.929 100.443L56.1237 82.8737C56.8323 82.3118 57.4904 81.1421 57.4904 80.0002C57.4904 78.8998 56.9054 77.7441 56.1237 77.1267L33.929 59.5577C32.4074 58.3534 30.2364 58.6632 29.0811 60.2514C27.9271 61.8361 28.2229 64.097 29.7432 65.3048L43.755 76.3942L4.0413 76.3942C2.13086 76.3942 0.582034 78.0074 0.582034 80.0002Z\" fill=\"#FC434F\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66d199c4 e-con-full e-flex e-con e-child\" data-id=\"66d199c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59a687ac elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"59a687ac\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReduce the total amount of your monthly payments\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47c1e0d elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"47c1e0d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSimplify your finances by paying a single installment on a single date.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d054296 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"1d054296\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGain better control of your budget\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ef6fa64 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7ef6fa64\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPossibility to negotiate better terms with the financial institution\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5c5cc9 e-flex e-con-boxed e-con e-parent\" data-id=\"e5c5cc9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-370c19d0 e-con-full e-flex e-con e-child\" data-id=\"370c19d0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f135c32 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1f135c32\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"62\" height=\"66\" viewBox=\"0 0 62 66\" fill=\"none\"><path d=\"M30.6837 0C29.9193 0 29.3006 0.686494 29.3006 1.53327V19.1358L25.0473 12.9252C24.5841 12.2514 23.7169 12.1203 23.1091 12.6318C22.4999 13.1439 22.3811 14.1058 22.843 14.7805L29.5816 24.618C29.7971 24.9321 30.2457 25.2238 30.6837 25.2238C31.1057 25.2238 31.549 24.9645 31.7858 24.618L38.5243 14.7805C38.9862 14.1061 38.8674 13.1439 38.2583 12.6318C37.6505 12.1203 36.7833 12.2514 36.3201 12.9252L32.0667 19.1358V1.53327C32.0667 0.686494 31.448 0 30.6837 0Z\" fill=\"#0000BA\"><\/path><path d=\"M30.6835 65.9702C31.4478 65.9702 32.0666 65.2837 32.0666 64.4369L32.0666 46.8344L36.3199 53.045C36.7831 53.7188 37.6503 53.8499 38.2581 53.3384C38.8672 52.8264 38.986 51.8644 38.5241 51.1897L31.7856 41.3522C31.5701 41.0381 31.1215 40.7464 30.6835 40.7464C30.2615 40.7464 29.8182 41.0057 29.5814 41.3522L22.8429 51.1897C22.381 51.8641 22.4998 52.8264 23.1089 53.3384C23.7167 53.8499 24.5839 53.7188 25.0471 53.045L29.3005 46.8344L29.3005 64.4369C29.3005 65.2837 29.9192 65.9702 30.6835 65.9702Z\" fill=\"#0000BA\"><\/path><path d=\"M61.3672 32.985C61.3672 32.1633 60.7286 31.4982 59.9409 31.4982L43.5664 31.4982L49.3437 26.9259C49.9705 26.4279 50.0925 25.4957 49.6167 24.8423C49.1403 24.1875 48.2455 24.0598 47.6178 24.5563L38.4667 31.8002C38.1745 32.0319 37.9032 32.5141 37.9032 32.985C37.9032 33.4387 38.1444 33.9152 38.4667 34.1698L47.6178 41.4137C48.2452 41.9102 49.1403 41.7825 49.6167 41.1277C50.0925 40.4743 49.9705 39.542 49.3437 39.0441L43.5664 34.4718L59.9409 34.4718C60.7286 34.4718 61.3672 33.8066 61.3672 32.985Z\" fill=\"#0000BA\"><\/path><path d=\"M1.06509e-06 32.985C9.64861e-07 33.8067 0.638601 34.4718 1.4263 34.4718L17.8008 34.4718L12.0235 39.0441C11.3967 39.5421 11.2747 40.4743 11.7505 41.1277C12.2269 41.7825 13.1217 41.9102 13.7494 41.4137L22.9005 34.1698C23.1927 33.9381 23.464 33.4558 23.464 32.985C23.464 32.5313 23.2228 32.0548 22.9005 31.8002L13.7494 24.5563C13.122 24.0598 12.2269 24.1875 11.7505 24.8423C11.2747 25.4957 11.3967 26.4279 12.0235 26.9259L17.8008 31.4982L1.4263 31.4982C0.638601 31.4982 1.16532e-06 32.1633 1.06509e-06 32.985Z\" fill=\"#0000BA\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bd4475e elementor-widget elementor-widget-heading\" data-id=\"5bd4475e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is credit consolidation?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2322a1a1 elementor-widget elementor-widget-text-editor\" data-id=\"2322a1a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<strong>Credit consolidation<\/strong> consists of combining multiple loans into a single one, with one monthly payment, a single interest rate, and a defined term. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67e1271 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"67e1271\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0e1a5a elementor-widget elementor-widget-image\" data-id=\"4f0e1a5a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1536\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/ff039bddf2330e18804fcf85adc80ecfd8f5085f1.jpg\" class=\"attachment-full size-full wp-image-2831\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/ff039bddf2330e18804fcf85adc80ecfd8f5085f1.jpg 1536w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/ff039bddf2330e18804fcf85adc80ecfd8f5085f1-300x300.jpg 300w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/ff039bddf2330e18804fcf85adc80ecfd8f5085f1-1024x1024.jpg 1024w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/ff039bddf2330e18804fcf85adc80ecfd8f5085f1-150x150.jpg 150w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/ff039bddf2330e18804fcf85adc80ecfd8f5085f1-768x768.jpg 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e33322 e-flex e-con-boxed e-con e-parent\" data-id=\"74e33322\" data-element_type=\"container\" id=\"simula\u00e7\u00e3o\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-69d6e55f e-con-full e-flex e-con e-child\" data-id=\"69d6e55f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5fe2edd6 e-con-full e-flex e-con e-child\" data-id=\"5fe2edd6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9da8878 elementor-widget elementor-widget-shortcode\" data-id=\"9da8878\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">        <div class=\"credilink-simulator-wrapper\" data-simulator-type=\"integrated-form\">\n        \n\n\n\n    <!-- Navigation (if you have one) -->\n    <nav class=\"main-nav\">\n        <!-- Add your nav here if needed -->\n    <\/nav>\n\n    <main class=\"integrated-form-page\">\n        <div class=\"integrated-form-card\">\n            <!-- Credit Type Selection -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\" data-i18n=\"integratedForm.creditPurpose\">FINALIDADE DE CR\u00c9DITO<\/label>\n                <select id=\"creditType\" class=\"form-select credilink-loading\">\n                    <option value=\"habitacao\" data-i18n=\"integratedForm.creditTypes.housing\">Habita\u00e7\u00e3o<\/option>\n                    <option value=\"pessoal\" data-i18n=\"integratedForm.creditTypes.personal\">Pessoal<\/option>\n                    <option value=\"consolidado\" data-i18n=\"integratedForm.creditTypes.consolidated\">Consolidado<\/option>\n                    <option value=\"transferencia-habitacao\" data-i18n=\"integratedForm.creditTypes.housingTransfer\">Transfer\u00eancia Habita\u00e7\u00e3o<\/option>\n                <\/select>\n            <\/div>\n\n            <!-- Amount Slider -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\">\n                    <span data-i18n=\"integratedForm.amountToFinance\">VALOR A FINANCIAR<\/span>\n                    <span class=\"form-value\" id=\"amountDisplay\"><\/span>\n                <\/label>\n                <input \n                    type=\"range\" \n                    id=\"loanAmount\" \n                    class=\"form-slider\"\n                >\n            <\/div>\n\n            <!-- Term Slider -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\">\n                    <span data-i18n=\"integratedForm.term\">PRAZO<\/span>\n                    <span class=\"form-value\" id=\"termDisplay\"><\/span>\n                <\/label>\n                <input \n                    type=\"range\" \n                    id=\"loanTerm\" \n                    class=\"form-slider\"\n                >\n            <\/div>\n\n            <!-- Monthly Payment Display -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\" data-i18n=\"integratedForm.monthlyPayment\">MENSALIDADE<\/label>\n                <div class=\"monthly-payment credilink-loading\" id=\"monthlyPayment\">0,00\u20ac<\/div>\n                <p class=\"payment-disclaimer credilink-loading\" id=\"paymentDisclaimer\">Presta\u00e7\u00e3o mensal indicativa de 0,00\u20ac para um cr\u00e9dito a 0 anos. N\u00e3o inclui seguros, taxas e despesas eventualmente aplic\u00e1veis.<\/p>\n            <\/div>\n\n            <!-- Submit Button -->\n            <button class=\"btn-submit\" id=\"submitBtn\">\n                <span class=\"credilink-loading\" data-i18n=\"integratedForm.submitButton\">Pedir simula\u00e7\u00e3o<\/span> \n                <svg class=\"btn-arrow\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\">\n                    <path d=\"M13 6.5L19.5 13L13 19.5\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n                    <path d=\"M18.4165 13H6.49984\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/div>\n    <\/main>\n\n    <!-- Scripts -->\n    \n    \n    \n\n\n    <\/div>\n    \n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75bae635 e-con-full e-flex e-con e-child\" data-id=\"75bae635\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72b380a9 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"72b380a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our team of professionals is available to help you find a credit solution tailored to your profile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f9862b elementor-widget-mobile__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7f9862b\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Review your current loans<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Get a simulation from Credilink<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6deb1af5 e-flex e-con-boxed e-con e-parent\" data-id=\"6deb1af5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6b6937d0 e-con-full e-flex e-con e-child\" data-id=\"6b6937d0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-376e8cf elementor-widget elementor-widget-heading\" data-id=\"376e8cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">How does it work?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d84a6b8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d84a6b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does the loan consolidation process work?<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5855bd59 e-con-full e-flex e-con e-child\" data-id=\"5855bd59\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-375540c6 e-con-full e-flex e-con e-child\" data-id=\"375540c6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-327b297 elementor-widget elementor-widget-heading\" data-id=\"327b297\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48b41a46 elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"48b41a46\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReview your current loans\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1cbbb6 e-con-full e-flex e-con e-child\" data-id=\"a1cbbb6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8ed9b2 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"e8ed9b2\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tList all active loans, including personal loans, auto loans, or credit cards;\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c194b50 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"c194b50\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tReview your monthly expense.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b5c6bb8 e-con-full e-flex e-con e-child\" data-id=\"5b5c6bb8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7be356ad elementor-widget elementor-widget-heading\" data-id=\"7be356ad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57bd2cbf elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"57bd2cbf\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGet a simulation from Credilink\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f96a03 e-con-full e-flex e-con e-child\" data-id=\"0f96a03\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31553a0 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"31553a0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCompare different loan consolidation options;\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e46756 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"8e46756\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFind out if consolidation truly lowers your payments;\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d443cef elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"d443cef\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tChoose the best option.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b13f6df e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"2b13f6df\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79112447 elementor-widget elementor-widget-image\" data-id=\"79112447\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/2b293e26df0eb37d0de80f219d69866fb3578fcb1.jpg\" class=\"attachment-full size-full wp-image-2832\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/2b293e26df0eb37d0de80f219d69866fb3578fcb1.jpg 2000w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/2b293e26df0eb37d0de80f219d69866fb3578fcb1-300x200.jpg 300w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/2b293e26df0eb37d0de80f219d69866fb3578fcb1-1024x682.jpg 1024w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/2b293e26df0eb37d0de80f219d69866fb3578fcb1-768x512.jpg 768w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/2b293e26df0eb37d0de80f219d69866fb3578fcb1-1536x1024.jpg 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10917afd e-flex e-con-boxed e-con e-parent\" data-id=\"10917afd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ff4d6d1 e-con-full e-flex e-con e-child\" data-id=\"2ff4d6d1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17b238b4 elementor-widget elementor-widget-heading\" data-id=\"17b238b4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Essential concepts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21df4e7b elementor-widget elementor-widget-text-editor\" data-id=\"21df4e7b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Understand the key terms affecting your consolidated credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-408a2f4d e-con-full e-flex e-con e-child\" data-id=\"408a2f4d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-311a45f e-con-full e-flex e-con e-child\" data-id=\"311a45f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10b8323a elementor-widget elementor-widget-heading\" data-id=\"10b8323a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">TAN &amp; TAEG<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7abb76c0 elementor-widget elementor-widget-text-editor\" data-id=\"7abb76c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tBase rate applied to the outstanding principal, excluding commissions or insurance. Annual percentage applied to the loan. It does not include additional costs or taxes.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cfcb274 e-con-full e-flex e-con e-child\" data-id=\"4cfcb274\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41fa5de1 elementor-widget elementor-widget-heading\" data-id=\"41fa5de1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">MTIC<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67fa96d4 elementor-widget elementor-widget-text-editor\" data-id=\"67fa96d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTotal cost of the loan, including commissions, taxes, and insurance. The best metric for comparing offers between banks, as it aggregates all charges. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cfdeee e-con-full e-flex e-con e-child\" data-id=\"4cfdeee\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf23aa5 elementor-widget elementor-widget-heading\" data-id=\"bf23aa5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">ISUC<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bab7c6a elementor-widget elementor-widget-text-editor\" data-id=\"bab7c6a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tStamp Duty on Credit Use, a mandatory tax charged on the amount actually used from the loan.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-241e4b8e e-con-full e-flex e-con e-child\" data-id=\"241e4b8e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14efd4e9 elementor-widget elementor-widget-heading\" data-id=\"14efd4e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Early Repayment<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72e86320 elementor-widget elementor-widget-text-editor\" data-id=\"72e86320\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tAllows you to pay off the loan before the agreed term, reducing future charges.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e79fcdf e-con-full e-flex e-con e-child\" data-id=\"5e79fcdf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-115741ab elementor-widget elementor-widget-heading\" data-id=\"115741ab\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Credit Insurance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-292792cd elementor-widget elementor-widget-text-editor\" data-id=\"292792cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tProtects both the client and the bank in case of unforeseen events.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d1f96f e-con-full e-flex e-con e-child\" data-id=\"1d1f96f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46a77278 elementor-widget elementor-widget-heading\" data-id=\"46a77278\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Debt Statements<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-202a6c0c elementor-widget elementor-widget-text-editor\" data-id=\"202a6c0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tDocuments that verify the amounts of the debts to be consolidated.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20b30377 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"20b30377\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/credilink.pt\/en\/about-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path d=\"M13 6.5L19.5 13L13 19.5\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M18.4165 13H6.49984\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get to know us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2138a412 e-flex e-con-boxed e-con e-parent\" data-id=\"2138a412\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1638eb46 e-flex e-con-boxed e-con e-child\" data-id=\"1638eb46\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6c996c98 e-con-full e-flex e-con e-child\" data-id=\"6c996c98\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61f50edf elementor-widget elementor-widget-heading\" data-id=\"61f50edf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Practical tips<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3be1041a elementor-widget elementor-widget-heading\" data-id=\"3be1041a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Useful advice to consider before consolidating loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb310f e-con-full e-flex e-con e-child\" data-id=\"fb310f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d7f8d20 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"6d7f8d20\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUnderstand what it means to consolidate loans\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConsolidation allows you to combine several loans into a single one, with just one monthly payment. The goal is to simplify financial management and, in some cases, reduce the monthly amount to be paid. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b84bc7c elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"6b84bc7c\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAssess your current financial situation\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCarry out a full analysis of the loans you hold \u2014 outstanding amounts, terms, interest rates, and instalments. Only then will you be able to determine whether consolidation is truly advantageous for you. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cceb935 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7cceb935\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCompare different consolidation proposals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConditions vary between credit institutions. Compare the TAEG (Annual Percentage Rate of Charge) and the MTIC (Total Amount Charged to the Consumer) of several offers before making a decision \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c1cd5c elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"15c1cd5c\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCheck the total cost of the new loan\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tA lower monthly payment may result from a longer term, which increases the total amount paid over time. Always assess the overall cost, not just the monthly installment. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-605c73f elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"605c73f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCheck whether there are any fees or penalties\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSome contracts may include early repayment fees for the previous loans or opening costs for the new one. Check all charges before moving forward. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1102a351 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"1102a351\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPay attention to the type of interest rate\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConsolidated loans may have fixed, variable, or mixed interest rates. Make sure you understand the differences and the impact they may have on the value of future payments. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1a91ba elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"3a1a91ba\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReview any associated insurance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConsolidation may involve new insurance policies (life or credit protection). Check which ones are mandatory and whether they can be taken out with another insurer. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13a580f6 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"13a580f6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCarefully read the Standardised Information Sheet (SIS\/FIN)\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThe SIS\/FIN contains all contractual conditions and credit costs. It is a mandatory document and essential for comparing offers in an informed and transparent way. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a155b8f elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"5a155b8f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAssess the impact on your monthly budget\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEnsure that the new installment fits your income and allows you to maintain a comfortable financial margin for other expenses.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Credit Consolidation Solutions All your loans in a single monthly payment Request a Simulation Combine all your loans into one. Up to \u20ac75,000. ADVANTAGES What are the advantages of credit consolidation? Reduce the total amount of your monthly payments Simplify your finances by paying a single installment on a single date. Gain better control of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2825","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit consolidation | Credit simulator - Credilink<\/title>\n<meta name=\"description\" content=\"Consolidate your loans into one, reduce your monthly payments, and save money every month. Simulate now \u2014 it&#039;s fast, free, and secure.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/credilink.pt\/en\/consolidation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit consolidation | Credit simulator - Credilink\" \/>\n<meta property=\"og:description\" content=\"Consolidate your loans into one, reduce your monthly payments, and save money every month. 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