{"id":2881,"date":"2025-11-11T11:05:13","date_gmt":"2025-11-11T11:05:13","guid":{"rendered":"https:\/\/credilink.pt\/mortgage-transfer\/"},"modified":"2026-01-26T18:15:16","modified_gmt":"2026-01-26T18:15:16","slug":"mortgage-transfer","status":"publish","type":"page","link":"https:\/\/credilink.pt\/en\/mortgage-transfer\/","title":{"rendered":"Mortgage transfer"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2881\" class=\"elementor elementor-2881 elementor-1605\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69265d9c e-con-full e-flex e-con e-parent\" data-id=\"69265d9c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6f518dac e-con-full e-flex e-con e-child\" data-id=\"6f518dac\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4dde1c2a e-con-full e-flex e-con e-child\" data-id=\"4dde1c2a\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-59435d05 e-con-full e-flex e-con e-child\" data-id=\"59435d05\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f9d62f elementor-widget elementor-widget-shortcode\" data-id=\"4f9d62f\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"non-portuguese-disclaimer\">This information is intended exclusively for residents in Portugal.<\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-494fe3d0 elementor-widget elementor-widget-heading\" data-id=\"494fe3d0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mortgage transfer solutions<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-534ed3ae elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"534ed3ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Lower your monthly payment with no transfer fees<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f095070 elementor-widget elementor-widget-button\" data-id=\"f095070\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#simula\u00e7\u00e3o\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path d=\"M13 6.5L19.5 13L13 19.5\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M18.4165 13H6.49984\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a Simulation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6df04e1d elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"6df04e1d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1367\" height=\"2048\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg\" class=\"attachment-full size-full wp-image-2882\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg 1367w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11-200x300.jpg 200w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11-684x1024.jpg 684w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11-768x1151.jpg 768w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11-1025x1536.jpg 1025w\" sizes=\"(max-width: 1367px) 100vw, 1367px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ab09f81 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5ab09f81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Save over \u20ac30,000 by transferring your credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-608cd584 elementor-widget elementor-widget-image\" data-id=\"608cd584\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/search?sa=X&#038;sca_esv=c66570702dbaae6e&#038;rlz=1C5CHFA_enPT1146PT1147&#038;tbm=lcl&#038;sxsrf=AE3TifNZGpOZsUxF9x71kcJXT34YG8u1mQ:1761412145829&#038;q=Credilink+%E2%80%93+Intermedia%C3%A7%C3%A3o+de+Cr%C3%A9dito+Lda+Cr%C3%ADticas&#038;rflfq=1&#038;num=20&#038;stick=H4sIAAAAAAAAAONgkxIxtDA0MLY0sbA0MzE1Njc0MDQyMtzAyPiK0dy5KDUlMyczL1vhUcNkBc-8ktSiXKBI4uHlhxfnK6SkKjgXHV6ZklmSr-CTkgjirC3JTE4sXsRKrk4A72jjiI8AAAA&#038;rldimm=18103948964537101221&#038;hl=pt-PT&#038;ved=2ahUKEwiEkIXK67-QAxWdVKQEHYkgKsMQ9fQKegQIURAF&#038;biw=1710&#038;bih=906&#038;dpr=2#lkt=LocalPoiReviews\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"200\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/108.png\" class=\"attachment-full size-full wp-image-21610\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/108.png 500w, https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/108-300x120.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23f2f1b8 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"23f2f1b8\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7732b0ca e-flex e-con-boxed e-con e-parent\" data-id=\"7732b0ca\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43bba3ca elementor-widget elementor-widget-shortcode\" data-id=\"43bba3ca\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n    <!-- DESKTOP: Single Slider -->\n    <div class=\"logos-slider-desktop\">\n        <div class=\"swiper mySwiper\">\n            <div class=\"swiper-wrapper\">\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/CA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BPI.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BBVA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Eurobic.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cofidis.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Santander.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cetelem.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Caixa-Geral.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Montepio.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Banco-CTT.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Novo-banco.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_real_vida_seguros-1.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_bankinter-2.png\" alt=\"\">\n                    <\/div>\n                                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/CA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BPI.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BBVA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Eurobic.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cofidis.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Santander.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cetelem.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Caixa-Geral.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Montepio.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Banco-CTT.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Novo-banco.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_real_vida_seguros-1.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_bankinter-2.png\" alt=\"\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n    <!-- MOBILE: Two Sliders -->\n    <div class=\"logos-slider-mobile\">\n        <div class=\"swiper mySwiper\">\n            <div class=\"swiper-wrapper\">\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/CA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BPI.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/BBVA.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Eurobic.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cofidis.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Santander.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Cetelem.png\" alt=\"\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n\n        <div class=\"swiper mySwiper\">\n            <div class=\"swiper-wrapper\">\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Caixa-Geral.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Montepio.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Banco-CTT.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/Novo-banco.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_real_vida_seguros-1.png\" alt=\"\">\n                    <\/div>\n                                    <div class=\"swiper-slide\">\n                        <img decoding=\"async\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2026\/01\/logo_bankinter-2.png\" alt=\"\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n    <style>\n        \/* Desktop = show single slider *\/\n        .logos-slider-desktop {\n            display: block;\n        }\n\n        .logos-slider-mobile {\n            display: none;\n        }\n\n        @media(max-width: 767px) {\n\n            \/* Mobile = show two sliders *\/\n            .logos-slider-desktop {\n                display: none;\n            }\n\n            .logos-slider-mobile {\n                display: block;\n            }\n        }\n    <\/style>\n\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59710884 e-flex e-con-boxed e-con e-parent\" data-id=\"59710884\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3eef91b e-con-full e-flex e-con e-child\" data-id=\"3eef91b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-381ef051 elementor-widget elementor-widget-heading\" data-id=\"381ef051\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">ADVANTAGES<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43192ab8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"43192ab8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the benefits of transferring your mortgage?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37abd870 e-con-full e-flex e-con e-child\" data-id=\"37abd870\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-367956bb e-con-full e-flex e-con e-child\" data-id=\"367956bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64c6cea0 elementor-widget elementor-widget-image\" data-id=\"64c6cea0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"697\" height=\"588\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/image-21.jpg\" class=\"attachment-full size-full wp-image-2883\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/image-21.jpg 697w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/image-21-300x253.jpg 300w\" sizes=\"(max-width: 697px) 100vw, 697px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-793040b4 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"793040b4\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"150\" height=\"160\" viewBox=\"0 0 150 160\" fill=\"none\"><path d=\"M102.046 133.52H25.1034C23.8379 133.52 22.8301 132.437 22.8301 131.076C22.8301 129.715 23.8379 128.631 25.1034 128.631H102.046C109.57 128.631 115.687 122.054 115.687 113.94C115.687 112.579 116.694 111.496 117.96 111.496C119.226 111.496 120.233 112.579 120.233 113.94C120.233 124.726 112.077 133.52 102.046 133.52Z\" fill=\"#FC434F\"><\/path><path d=\"M25.1242 152.822C24.6321 152.822 24.1164 152.646 23.718 152.293L0.867161 132.965C0.328115 132.511 0 131.806 0 131.075C0 130.319 0.328115 129.613 0.867161 129.16L23.718 109.832C24.3977 109.252 25.3352 109.151 26.1086 109.555C26.882 109.958 27.3976 110.815 27.3976 111.747V150.378C27.3976 151.31 26.9054 152.167 26.1086 152.57C25.7805 152.747 25.4523 152.822 25.1242 152.822ZM5.95294 131.075L22.8509 145.363V116.787L5.95294 131.075Z\" fill=\"#FC434F\"><\/path><path d=\"M32.0409 48.4954C30.7754 48.4954 29.7676 47.4118 29.7676 46.051C29.7676 35.2656 37.9236 26.4709 47.9545 26.4709H124.897C126.163 26.4709 127.171 27.5545 127.171 28.9153C127.171 30.2761 126.163 31.3597 124.897 31.3597H47.9545C40.4313 31.3597 34.3143 37.962 34.3143 46.051C34.3143 47.4118 33.3065 48.4954 32.0409 48.4954Z\" fill=\"#FC434F\"><\/path><path d=\"M124.875 50.6889C124.547 50.6889 124.195 50.6133 123.891 50.4369C123.117 50.0337 122.602 49.1769 122.602 48.2445V9.61353C122.602 8.68115 123.094 7.82436 123.891 7.42117C124.664 7.01797 125.601 7.11877 126.281 7.69836L149.132 27.0264C149.671 27.48 149.999 28.1856 149.999 28.9416C149.999 29.6976 149.671 30.4032 149.132 30.8568L126.281 50.1849C125.883 50.5125 125.391 50.6889 124.875 50.6889ZM127.148 14.6534V43.2046L144.046 28.9164L127.148 14.6534Z\" fill=\"#FC434F\"><\/path><path d=\"M74.9988 122.935C52.9682 122.935 35.0625 103.657 35.0625 79.9947C35.0625 56.3323 52.9682 37.0546 74.9988 37.0546C97.0293 37.0546 114.935 56.3071 114.935 79.9947C114.935 103.682 97.0293 122.935 74.9988 122.935ZM74.9988 41.9433C55.4759 41.9433 39.6092 59.0286 39.6092 79.9947C39.6092 100.986 55.4994 118.046 74.9988 118.046C94.5216 118.046 110.388 100.961 110.388 79.9947C110.388 59.0034 94.5216 41.9433 74.9988 41.9433Z\" fill=\"#FC434F\"><\/path><path d=\"M78.1362 102.674C68.1597 102.674 62.1738 94.0925 62.1738 79.9943C62.1738 65.8962 68.1597 57.3147 78.1362 57.3147C87.8276 57.3147 92.1032 63.1378 92.3883 63.4443C93.2434 64.3638 92.9584 65.8962 92.1032 66.8156C91.2481 67.7351 89.8229 67.4286 88.9678 66.5091C88.9678 66.5091 85.8323 62.2184 78.1362 62.2184C68.1597 62.2184 66.4495 73.5582 66.4495 80.3008C66.4495 87.0434 67.8747 98.3832 78.1362 98.3832C85.8323 98.3832 88.9678 94.0925 88.9678 94.0925C89.8229 93.173 90.9631 92.8666 92.1032 93.786C92.9584 94.7054 93.2434 95.9314 92.3883 97.1573C92.1032 96.8508 87.8276 102.674 78.1362 102.674Z\" fill=\"#FC434F\"><\/path><path d=\"M81.8404 78.7691H56.1866C55.0464 78.7691 53.9062 77.8496 53.9062 76.3172C53.9062 74.7848 54.7614 73.8654 56.1866 73.8654H81.8404C82.9805 73.8654 84.1207 74.7848 84.1207 76.3172C84.1207 77.8496 82.9805 78.7691 81.8404 78.7691Z\" fill=\"#FC434F\"><\/path><path d=\"M81.8404 88.5764H56.1866C55.0464 88.5764 53.9062 87.657 53.9062 86.1246C53.9062 84.5922 54.7614 83.6727 56.1866 83.6727H81.8404C82.9805 83.6727 84.1207 84.5922 84.1207 86.1246C84.1207 87.657 82.9805 88.5764 81.8404 88.5764Z\" fill=\"#FC434F\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39a13ce3 e-con-full e-flex e-con e-child\" data-id=\"39a13ce3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a54cba9 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7a54cba9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLower Interest Rates and Monthly Payments\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIf you find a lower interest rate at another bank, you can significantly reduce your monthly payment.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61fd0711 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"61fd0711\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAdjustment of the Loan Term\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSwitching banks can also allow you to extend or shorten the loan term, helping to adjust your payments to fit your budget.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42a70e6b elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"42a70e6b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSpecial Conditions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSome banks offer advantageous transfer conditions to attract new clients.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46826ff1 e-flex e-con-boxed e-con e-parent\" data-id=\"46826ff1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-20389680 e-con-full e-flex e-con e-child\" data-id=\"20389680\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d933cb3 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5d933cb3\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"66\" viewBox=\"0 0 64 66\" fill=\"none\"><path d=\"M43.2941 55.6925H10.6501C10.1131 55.6925 9.68555 55.2328 9.68555 54.6554C9.68555 54.078 10.1131 53.6183 10.6501 53.6183H43.2941C46.4859 53.6183 49.0811 50.8277 49.0811 47.385C49.0811 46.8076 49.5087 46.3479 50.0456 46.3479C50.5825 46.3479 51.0101 46.8076 51.0101 47.385C51.0101 51.9611 47.5498 55.6925 43.2941 55.6925Z\" fill=\"#0000BA\"><\/path><path d=\"M10.6593 63.8822C10.4505 63.8822 10.2317 63.8074 10.0627 63.6577L0.367904 55.4571C0.139207 55.2647 0 54.9653 0 54.6552C0 54.3345 0.139207 54.0351 0.367904 53.8427L10.0627 45.6421C10.351 45.3962 10.7488 45.3534 11.0769 45.5245C11.405 45.6955 11.6238 46.0591 11.6238 46.4547V62.8451C11.6238 63.2407 11.415 63.6042 11.0769 63.7753C10.9377 63.8502 10.7985 63.8822 10.6593 63.8822ZM2.52561 54.6552L9.69476 60.7175V48.593L2.52561 54.6552Z\" fill=\"#0000BA\"><\/path><path d=\"M13.5934 19.6178C13.0565 19.6178 12.6289 19.158 12.6289 18.5807C12.6289 14.0046 16.0892 10.2732 20.3449 10.2732H52.9889C53.5259 10.2732 53.9534 10.7329 53.9534 11.3103C53.9534 11.8876 53.5259 12.3474 52.9889 12.3474H20.3449C17.1531 12.3474 14.5579 15.1486 14.5579 18.5807C14.5579 19.158 14.1304 19.6178 13.5934 19.6178Z\" fill=\"#0000BA\"><\/path><path d=\"M52.984 20.5487C52.8448 20.5487 52.6957 20.5167 52.5664 20.4418C52.2383 20.2707 52.0195 19.9072 52.0195 19.5116V3.12117C52.0195 2.72557 52.2283 2.36205 52.5664 2.19098C52.8945 2.01991 53.2923 2.06268 53.5806 2.30859L63.2754 10.5092C63.5041 10.7016 63.6433 11.001 63.6433 11.3217C63.6433 11.6425 63.5041 11.9419 63.2754 12.1343L53.5806 20.3349C53.4116 20.4739 53.2028 20.5487 52.984 20.5487ZM53.9485 5.25952V17.3733L61.1177 11.3111L53.9485 5.25952Z\" fill=\"#0000BA\"><\/path><path d=\"M31.8185 51.2014C22.4717 51.2014 14.875 43.0222 14.875 32.9827C14.875 22.9431 22.4717 14.7639 31.8185 14.7639C41.1652 14.7639 48.7619 22.9324 48.7619 32.9827C48.7619 43.0329 41.1652 51.2014 31.8185 51.2014ZM31.8185 16.8381C23.5357 16.8381 16.804 24.0871 16.804 32.9827C16.804 41.8889 23.5456 49.1272 31.8185 49.1272C40.1013 49.1272 46.8329 41.8782 46.8329 32.9827C46.8329 24.0764 40.1013 16.8381 31.8185 16.8381Z\" fill=\"#0000BA\"><\/path><path d=\"M33.1492 42.6053C28.9165 42.6053 26.377 38.9643 26.377 32.9827C26.377 27.0011 28.9165 23.3601 33.1492 23.3601C37.2609 23.3601 39.0749 25.8308 39.1958 25.9608C39.5586 26.3509 39.4377 27.0011 39.0749 27.3912C38.7121 27.7813 38.1074 27.6513 37.7446 27.2612C37.7446 27.2612 36.4144 25.4407 33.1492 25.4407C28.9165 25.4407 28.1909 30.252 28.1909 33.1127C28.1909 35.9735 28.7956 40.7848 33.1492 40.7848C36.4144 40.7848 37.7446 38.9643 37.7446 38.9643C38.1074 38.5742 38.5911 38.4442 39.0749 38.8343C39.4377 39.2244 39.5586 39.7445 39.1958 40.2646C39.0749 40.1346 37.2609 42.6053 33.1492 42.6053Z\" fill=\"#0000BA\"><\/path><path d=\"M34.7225 32.4629H23.8386C23.3548 32.4629 22.8711 32.0728 22.8711 31.4226C22.8711 30.7724 23.2339 30.3823 23.8386 30.3823H34.7225C35.2062 30.3823 35.6899 30.7724 35.6899 31.4226C35.6899 32.0728 35.2062 32.4629 34.7225 32.4629Z\" fill=\"#0000BA\"><\/path><path d=\"M34.7225 36.6238H23.8386C23.3548 36.6238 22.8711 36.2337 22.8711 35.5835C22.8711 34.9333 23.2339 34.5432 23.8386 34.5432H34.7225C35.2062 34.5432 35.6899 34.9333 35.6899 35.5835C35.6899 36.2337 35.2062 36.6238 34.7225 36.6238Z\" fill=\"#0000BA\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28772f76 elementor-widget elementor-widget-heading\" data-id=\"28772f76\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does it work in practice?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb53b12 elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bb53b12\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Assess your current mortgage (interest rate, term, penalties).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Compare offers from other banks and calculate potential savings.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prepare the required documentation.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Submit your application to the new bank.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Close the old mortgage and start payments with the new bank.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-472e19a6 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"472e19a6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f03fb85 elementor-widget elementor-widget-image\" data-id=\"7f03fb85\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"801\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/82787bc99e1dc843dcb7f1b256cb8470089685811.jpg\" class=\"attachment-full size-full wp-image-2886\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/82787bc99e1dc843dcb7f1b256cb8470089685811.jpg 1200w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/82787bc99e1dc843dcb7f1b256cb8470089685811-300x200.jpg 300w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/82787bc99e1dc843dcb7f1b256cb8470089685811-1024x684.jpg 1024w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/82787bc99e1dc843dcb7f1b256cb8470089685811-768x513.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42e2d38c e-flex e-con-boxed e-con e-parent\" data-id=\"42e2d38c\" data-element_type=\"container\" id=\"simula\u00e7\u00e3o\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3bcc0fb2 e-con-full e-flex e-con e-child\" data-id=\"3bcc0fb2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ac30a69 e-con-full e-flex e-con e-child\" data-id=\"7ac30a69\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa503a5 elementor-widget elementor-widget-shortcode\" data-id=\"aa503a5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">        <div class=\"credilink-simulator-wrapper\" data-simulator-type=\"integrated-form\">\n        \n\n\n\n    <!-- Navigation (if you have one) -->\n    <nav class=\"main-nav\">\n        <!-- Add your nav here if needed -->\n    <\/nav>\n\n    <main class=\"integrated-form-page\">\n        <div class=\"integrated-form-card\">\n            <!-- Credit Type Selection -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\" data-i18n=\"integratedForm.creditPurpose\">FINALIDADE DE CR\u00c9DITO<\/label>\n                <select id=\"creditType\" class=\"form-select credilink-loading\">\n                    <option value=\"habitacao\" data-i18n=\"integratedForm.creditTypes.housing\">Habita\u00e7\u00e3o<\/option>\n                    <option value=\"pessoal\" data-i18n=\"integratedForm.creditTypes.personal\">Pessoal<\/option>\n                    <option value=\"consolidado\" data-i18n=\"integratedForm.creditTypes.consolidated\">Consolidado<\/option>\n                    <option value=\"transferencia-habitacao\" data-i18n=\"integratedForm.creditTypes.housingTransfer\">Transfer\u00eancia Habita\u00e7\u00e3o<\/option>\n                <\/select>\n            <\/div>\n\n            <!-- Amount Slider -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\">\n                    <span data-i18n=\"integratedForm.amountToFinance\">VALOR A FINANCIAR<\/span>\n                    <span class=\"form-value\" id=\"amountDisplay\"><\/span>\n                <\/label>\n                <input \n                    type=\"range\" \n                    id=\"loanAmount\" \n                    class=\"form-slider\"\n                >\n            <\/div>\n\n            <!-- Term Slider -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\">\n                    <span data-i18n=\"integratedForm.term\">PRAZO<\/span>\n                    <span class=\"form-value\" id=\"termDisplay\"><\/span>\n                <\/label>\n                <input \n                    type=\"range\" \n                    id=\"loanTerm\" \n                    class=\"form-slider\"\n                >\n            <\/div>\n\n            <!-- Monthly Payment Display -->\n            <div class=\"form-group\">\n                <label class=\"form-label credilink-loading\" data-i18n=\"integratedForm.monthlyPayment\">MENSALIDADE<\/label>\n                <div class=\"monthly-payment credilink-loading\" id=\"monthlyPayment\">0,00\u20ac<\/div>\n                <p class=\"payment-disclaimer credilink-loading\" id=\"paymentDisclaimer\">Presta\u00e7\u00e3o mensal indicativa de 0,00\u20ac para um cr\u00e9dito a 0 anos. N\u00e3o inclui seguros, taxas e despesas eventualmente aplic\u00e1veis.<\/p>\n            <\/div>\n\n            <!-- Submit Button -->\n            <button class=\"btn-submit\" id=\"submitBtn\">\n                <span class=\"credilink-loading\" data-i18n=\"integratedForm.submitButton\">Pedir simula\u00e7\u00e3o<\/span> \n                <svg class=\"btn-arrow\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\">\n                    <path d=\"M13 6.5L19.5 13L13 19.5\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n                    <path d=\"M18.4165 13H6.49984\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n                <\/svg>\n            <\/button>\n        <\/div>\n    <\/main>\n\n    <!-- Scripts -->\n    \n    \n    \n\n\n    <\/div>\n    \n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b36db69 e-con-full e-flex e-con e-child\" data-id=\"6b36db69\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-570d3800 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"570d3800\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our team of professionals is available to help you find a credit solution tailored to your profile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d67a656 elementor-widget-mobile__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7d67a656\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reduced insurance costs <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Improvement of the monthly payment <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-259b0ae6 e-flex e-con-boxed e-con e-parent\" data-id=\"259b0ae6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4195f472 e-con-full e-flex e-con e-child\" data-id=\"4195f472\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79ec0751 elementor-widget elementor-widget-heading\" data-id=\"79ec0751\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions (FAQ)<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39988cca elementor-widget elementor-widget-heading\" data-id=\"39988cca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step-by-step mortgage transfer<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bcfe9ae e-con-full e-flex e-con e-child\" data-id=\"7bcfe9ae\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a0dd93 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"3a0dd93\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCan I transfer my mortgage to any bank?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYes, provided that the new financial institution accepts the transfer and offers improved conditions.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-992c458 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"992c458\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAre there any additional costs?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThere may be fees or insurance costs, but the savings from a lower interest rate usually outweigh them.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33328e7 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"33328e7\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tHow long does the process take?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUsually a few weeks, depending on the bank and the documentation submitted.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b49533f e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"2b49533f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-359cd32 elementor-widget elementor-widget-image\" data-id=\"359cd32\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/6aa40049957f5e5adff1bc4f51c60847a59d0fa21.jpg\" class=\"attachment-full size-full wp-image-2889\" alt=\"\" srcset=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/6aa40049957f5e5adff1bc4f51c60847a59d0fa21.jpg 1536w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/6aa40049957f5e5adff1bc4f51c60847a59d0fa21-300x200.jpg 300w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/6aa40049957f5e5adff1bc4f51c60847a59d0fa21-1024x683.jpg 1024w, https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/6aa40049957f5e5adff1bc4f51c60847a59d0fa21-768x512.jpg 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d20861c e-flex e-con-boxed e-con e-parent\" data-id=\"6d20861c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-728d8ac6 e-flex e-con-boxed e-con e-child\" data-id=\"728d8ac6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-22f03128 e-con-full e-flex e-con e-child\" data-id=\"22f03128\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52e8801d elementor-widget elementor-widget-heading\" data-id=\"52e8801d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Practical tips<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f77faa6 elementor-widget elementor-widget-heading\" data-id=\"6f77faa6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Useful advice to consider before transferring your mortgage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62ccf7d4 e-con-full e-flex e-con e-child\" data-id=\"62ccf7d4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13c86b0b elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"13c86b0b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUnderstand what it means to transfer your mortgage\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tA mortgage transfer involves moving your home loan from one financial institution to another that offers more advantageous terms \u2014 such as a lower interest rate or better insurance conditions.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-289aea0 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"289aea0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAssess the potential benefits and costs\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCompare your current monthly payment with the simulation from the new institution. Even a small difference in the interest rate can result in significant savings over time, but it is also important to check for any costs associated with the transfer. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bee6320 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"2bee6320\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCompare offers from different institutions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRequest simulations from several banks and compare the APR (Annual Percentage Rate), the spread, fees, and mandatory insurance. This is the only way to understand which is the best overall offer. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb5e48e elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"bb5e48e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCheck the early repayment fees\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tA transfer\u00eancia implica o encerramento do cr\u00e9dito atual, o que pode gerar uma comiss\u00e3o de reembolso antecipado. Confirme o valor junto da sua institui\u00e7\u00e3o atual antes de avan\u00e7ar. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6837ebf1 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"6837ebf1\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCheck the type of interest rate and its conditions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMake sure you understand whether the new offer has a fixed, variable (linked to Euribor), or mixed rate, and the impact each type may have on your monthly payment over time.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-501b47ec elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"501b47ec\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAssess the associated insurance policies\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThe transfer may require new life and home multi-risk insurance. Compare the conditions and check whether you can keep your existing policies or choose other providers. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3293ce93 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"3293ce93\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPay attention to the term of the new loan\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSome transfer offers have different terms than the original contract. A longer term lowers the monthly payment but increases the total cost of the loan. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-701c6085 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"701c6085\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAnalyze the APR (TAEG) and the Total Amount Payable (MTIC)\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThese two indicators allow you to compare offers clearly:<br>The APR (TAEG) shows the total cost of the loan as an annual percentage.<br>The MTIC indicates the total amount you will pay by the end of the contract.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54e72d42 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"54e72d42\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"34\" viewBox=\"0 0 15 34\" fill=\"none\"><path d=\"M3.05965 30L0 26.7972L8.8807 17.4992L0 8.20285L3.05965 5L15 17.4992L3.05965 30Z\" fill=\"#5FFFD9\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRead the Standardised Information Sheet (FIN) carefully\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBefore signing any contract, verify all conditions, costs, and charges in the FIN. This document is mandatory and allows you to compare offers transparently. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mortgage transfer solutions Lower your monthly payment with no transfer fees Request a Simulation Save over \u20ac30,000 by transferring your credit. ADVANTAGES What are the benefits of transferring your mortgage? Lower Interest Rates and Monthly Payments If you find a lower interest rate at another bank, you can significantly reduce your monthly payment. Adjustment of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2881","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Transfer | Loan Simulator \u2013 Credilink<\/title>\n<meta name=\"description\" content=\"Transfer your mortgage to better conditions. At Credilink, we help you reduce your monthly payments in a simple and transparent way. Get a quote now.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/credilink.pt\/en\/mortgage-transfer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Transfer | Loan Simulator \u2013 Credilink\" \/>\n<meta property=\"og:description\" content=\"Transfer your mortgage to better conditions. At Credilink, we help you reduce your monthly payments in a simple and transparent way. Get a quote now.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/credilink.pt\/en\/mortgage-transfer\/\" \/>\n<meta property=\"og:site_name\" content=\"Credilink\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/credilink.pt\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-26T18:15:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1367\" \/>\n\t<meta property=\"og:image:height\" content=\"2048\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/\",\"url\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/\",\"name\":\"Mortgage Transfer | Loan Simulator \u2013 Credilink\",\"isPartOf\":{\"@id\":\"https:\/\/credilink.pt\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg\",\"datePublished\":\"2025-11-11T11:05:13+00:00\",\"dateModified\":\"2026-01-26T18:15:16+00:00\",\"description\":\"Transfer your mortgage to better conditions. At Credilink, we help you reduce your monthly payments in a simple and transparent way. Get a quote now.\",\"breadcrumb\":{\"@id\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/credilink.pt\/en\/mortgage-transfer\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/#primaryimage\",\"url\":\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg\",\"contentUrl\":\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/credilink.pt\/en\/mortgage-transfer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/credilink.pt\/en\/home\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage transfer\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/credilink.pt\/en\/#website\",\"url\":\"https:\/\/credilink.pt\/en\/\",\"name\":\"Credilink\",\"description\":\"Especialistas em cr\u00e9dito\",\"publisher\":{\"@id\":\"https:\/\/credilink.pt\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/credilink.pt\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/credilink.pt\/en\/#organization\",\"name\":\"Credilink\",\"url\":\"https:\/\/credilink.pt\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/credilink.pt\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/12\/favicon.png\",\"contentUrl\":\"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/12\/favicon.png\",\"width\":512,\"height\":512,\"caption\":\"Credilink\"},\"image\":{\"@id\":\"https:\/\/credilink.pt\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/credilink.pt\",\"https:\/\/www.instagram.com\/credilink.pt\/\",\"https:\/\/www.linkedin.com\/company\/credilinkpt\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage Transfer | Loan Simulator \u2013 Credilink","description":"Transfer your mortgage to better conditions. At Credilink, we help you reduce your monthly payments in a simple and transparent way. Get a quote now.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/credilink.pt\/en\/mortgage-transfer\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage Transfer | Loan Simulator \u2013 Credilink","og_description":"Transfer your mortgage to better conditions. At Credilink, we help you reduce your monthly payments in a simple and transparent way. Get a quote now.","og_url":"https:\/\/credilink.pt\/en\/mortgage-transfer\/","og_site_name":"Credilink","article_publisher":"https:\/\/www.facebook.com\/credilink.pt","article_modified_time":"2026-01-26T18:15:16+00:00","og_image":[{"width":1367,"height":2048,"url":"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/credilink.pt\/en\/mortgage-transfer\/","url":"https:\/\/credilink.pt\/en\/mortgage-transfer\/","name":"Mortgage Transfer | Loan Simulator \u2013 Credilink","isPartOf":{"@id":"https:\/\/credilink.pt\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/credilink.pt\/en\/mortgage-transfer\/#primaryimage"},"image":{"@id":"https:\/\/credilink.pt\/en\/mortgage-transfer\/#primaryimage"},"thumbnailUrl":"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg","datePublished":"2025-11-11T11:05:13+00:00","dateModified":"2026-01-26T18:15:16+00:00","description":"Transfer your mortgage to better conditions. At Credilink, we help you reduce your monthly payments in a simple and transparent way. Get a quote now.","breadcrumb":{"@id":"https:\/\/credilink.pt\/en\/mortgage-transfer\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/credilink.pt\/en\/mortgage-transfer\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/credilink.pt\/en\/mortgage-transfer\/#primaryimage","url":"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg","contentUrl":"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/11\/d50153fe692a394cff1e8296507e56373c0dadf11.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/credilink.pt\/en\/mortgage-transfer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/credilink.pt\/en\/home\/"},{"@type":"ListItem","position":2,"name":"Mortgage transfer"}]},{"@type":"WebSite","@id":"https:\/\/credilink.pt\/en\/#website","url":"https:\/\/credilink.pt\/en\/","name":"Credilink","description":"Especialistas em cr\u00e9dito","publisher":{"@id":"https:\/\/credilink.pt\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/credilink.pt\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/credilink.pt\/en\/#organization","name":"Credilink","url":"https:\/\/credilink.pt\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/credilink.pt\/en\/#\/schema\/logo\/image\/","url":"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/12\/favicon.png","contentUrl":"https:\/\/credilink.pt\/wp-content\/uploads\/2025\/12\/favicon.png","width":512,"height":512,"caption":"Credilink"},"image":{"@id":"https:\/\/credilink.pt\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/credilink.pt","https:\/\/www.instagram.com\/credilink.pt\/","https:\/\/www.linkedin.com\/company\/credilinkpt\/"]}]}},"_links":{"self":[{"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/pages\/2881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/comments?post=2881"}],"version-history":[{"count":7,"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/pages\/2881\/revisions"}],"predecessor-version":[{"id":21650,"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/pages\/2881\/revisions\/21650"}],"wp:attachment":[{"href":"https:\/\/credilink.pt\/en\/wp-json\/wp\/v2\/media?parent=2881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}