{"id":21061,"date":"2026-01-13T18:26:43","date_gmt":"2026-01-13T18:26:43","guid":{"rendered":"https:\/\/credilink.pt\/?page_id=21061"},"modified":"2026-01-22T15:30:48","modified_gmt":"2026-01-22T15:30:48","slug":"politique-de-confidentialite-2","status":"publish","type":"page","link":"https:\/\/credilink.pt\/fr\/politique-de-confidentialite-2\/","title":{"rendered":"Informations l\u00e9gales"},"content":{"rendered":"\t\t
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Informations l\u00e9gales<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Credilink \u2013 Interm\u00e9diation de Cr\u00e9dit, Lda., titulaire du num\u00e9ro d\u2019identification fiscale (NIPC) 515 700 738, dont le si\u00e8ge social est situ\u00e9 Rua de Cam\u00f5es 219, 3D, 4000-145 Porto, est une entit\u00e9 l\u00e9galement enregistr\u00e9e aupr\u00e8s de la Banque du Portugal sous le num\u00e9ro 5976. Elle exerce des activit\u00e9s d\u2019interm\u00e9diation de cr\u00e9dit conform\u00e9ment aux exigences pr\u00e9vues par le D\u00e9cret-loi n\u00b0 81-C\/2017 du 7 juillet. La pr\u00e9sente page est conforme aux dispositions \u00e9tablies \u00e0 l\u2019article 53, paragraphe 1, dudit d\u00e9cret-loi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Contacts pour l\u2019exercice de l\u2019activit\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Pour toute question relative \u00e0 l\u2019activit\u00e9 d\u2019interm\u00e9diation de cr\u00e9dit au Portugal continental, vous pouvez contacter Jo\u00e3o Ferreira aux coordonn\u00e9es suivantes, les jours ouvrables entre 9h00 et 18h00:

Email \u2013 joao.ferreira@credilink.pt<\/a>
T\u00e9l\u00e9phone \u2013 220931683

Si\u00e8ge social \u2013 Rua de Cam\u00f5es, 219, 3\u00baD \u2013 4000-145 Porto

Adresse d\u2019accueil du public \u2013 Rua de Cam\u00f5es, 219, 3\u00baD \u2013 4000-145 Porto

Lorsqu\u2019elle agit exclusivement en qualit\u00e9 d\u2019interm\u00e9diaire de cr\u00e9dit, l\u2019activit\u00e9 de Credilink est soumise \u00e0 la supervision de la Banque du Portugal. Credilink est enregistr\u00e9e aupr\u00e8s de la Banque du Portugal sous le num\u00e9ro 0005976, information v\u00e9rifiable via le lien suivant https:\/\/www.bportugal.pt\/intermediariocreditofar\/credilink-intermediacao-de-credito-lda<\/a> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Cat\u00e9gorie d\u2019enregistrement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Credilink est enregistr\u00e9e en tant qu\u2019Interm\u00e9diaire de Cr\u00e9dit Li\u00e9. Credilink n\u2019octroie pas de cr\u00e9dit ; son activit\u00e9 se limite exclusivement \u00e0 l\u2019interm\u00e9diation de cr\u00e9dit avec les \u00e9tablissements financiers avec lesquels elle a conclu un contrat de lien.

Identification des pr\u00eateurs avec lesquels Credilink entretient un contrat de lien:

BANCO SANTANDER TOTTA, S.A.
CAIXA GERAL DE DEP\u00d3SITOS, S.A.
BANCO CTT, S.A.
BANCO BPI S.A.
COFIDIS
BANKINTER, S.A. \u2013 SUCCURSALE AU PORTUGAL
NOVO BANCO, S.A.
BANCO CREDIBOM, SA
UNICRE \u2013 INSTITUI\u00c7\u00c3O FINANCEIRA DE CR\u00c9DITO, S.A.
ABANCA CORPORACI\u00d3N BANCARIA, S.A., SUCCURSALE AU PORTUGAL
BNP PARIBAS PERSONAL FINANCE, S.A. \u2013 SUCCURSALE AU PORTUGAL
MONTEPIO CR\u00c9DITO \u2013 INSTITUTION FINANCI\u00c8RE DE CR\u00c9DIT, S.A.
BANCO BIC PORTUGU\u00caS, SA
BBVA, INSTITUTION FINANCI\u00c8RE DE CR\u00c9DIT S.A.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Services d\u2019interm\u00e9diation de cr\u00e9dit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Credilink est autoris\u00e9e \u00e0 fournir les services d\u2019interm\u00e9diation de cr\u00e9dit suivants:<\/p>

  1. Pr\u00e9sentation ou proposition de contrats de cr\u00e9dit aux consommateurs;<\/li>
  2. Assistance aux consommateurs par la r\u00e9alisation d\u2019actes pr\u00e9paratoires ou d\u2019autres travaux de gestion pr\u00e9contractuelle relatifs \u00e0 des contrats de cr\u00e9dit qui n\u2019ont pas \u00e9t\u00e9 pr\u00e9sent\u00e9s ou propos\u00e9s directement par Credilink;<\/li>
  3. Conclusion de contrats de cr\u00e9dit avec des consommateurs au nom des pr\u00eateurs.<\/li>
  4. Services de conseil : Oui<\/li><\/ol>

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    Credilink n\u2019est pas autoris\u00e9e \u00e0 recevoir ou \u00e0 percevoir tout montant li\u00e9 \u00e0 la formation, \u00e0 l\u2019ex\u00e9cution ou au remboursement anticip\u00e9 des contrats de cr\u00e9dit, conform\u00e9ment \u00e0 l\u2019article 46 du RJIC. Les services d\u2019interm\u00e9diation de cr\u00e9dit fournis par Credilink sont donc gratuits pour les clients. Toutefois, Credilink est r\u00e9mun\u00e9r\u00e9e par les \u00e9tablissements financiers avec lesquels elle a conclu un contrat de lien. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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    Assurance de responsabilit\u00e9 civile professionnelle<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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    Cr\u00e9dit Hypoth\u00e9caire \u2013 Entit\u00e9 assurant la responsabilit\u00e9 civile pour l\u2019activit\u00e9 de cr\u00e9dit hypoth\u00e9caire:
    Hiscox S.A., succursale au Portugal, police n\u00b0 2520038, valable du 01\/06\/2025 au 31\/05\/2026.

    Cr\u00e9dit \u00e0 la Consommation \u2013 Entit\u00e9 assurant la responsabilit\u00e9 civile pour l\u2019activit\u00e9 de cr\u00e9dit \u00e0 la consommation:
    Hiscox S.A., succursale au Portugal, police n\u00b0 2520039, valable du 01\/06\/2025 au 31\/05\/2026.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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    Pr\u00e9sentation des R\u00e9clamations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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    Si vous avez une r\u00e9clamation relative aux services d\u2019interm\u00e9diation de cr\u00e9dit, vous pouvez utiliser les moyens suivants:
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    \n\t\t\t\t\t\tCredilink \u2013 par e-mail \u00e0 info@credilink.pt ou en personne \u00e0 l\u2019adresse d\u2019accueil du public;\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\tLivre \u00e9lectronique de r\u00e9clamations (Livro de Reclama\u00e7\u00f5es Eletr\u00f3nico);\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\tBanque du Portugal \u2013 via les coordonn\u00e9es disponibles sur www.bportugal.pt\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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    R\u00e8glement alternatif des litiges de consommation (RAL)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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    Conform\u00e9ment aux dispositions de l\u2019article 18 de la Loi n\u00b0 144\/2015 du 8 septembre, Credilink \u2013 Interm\u00e9diation de Cr\u00e9dit, Lda. informe que, en cas de litige de consommation, le consommateur peut recourir aux entit\u00e9s suivantes de r\u00e8glement alternatif des litiges de consommation:<\/p>

    Entit\u00e9s RAL comp\u00e9tentes:<\/strong><\/p>

    CICAP \u2013 Centre d\u2019Information et d\u2019Arbitrage des Consommateurs de Porto<\/strong>
    Adresse: Rua Dami\u00e3o de G\u00f3is, n\u00ba 31, Loja 6, 4050-225 Porto
    T\u00e9l\u00e9phone: 225 508 349 \/ 225 029 791
    Email: cicap@cicap.pt<\/a>
    Website:     www.cicap.pt<\/a><\/p>

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    CNIACC \u2013 Centre National d\u2019Information et d\u2019Arbitrage des Conflits de Consommation<\/strong>
    Adresse: Rua D. Afonso Henriques, n\u00ba 1, 4700-030 Braga, Portugal
    T\u00e9l\u00e9phone: 253 619 107
    Email:     geral@cniacc.pt<\/a>
    Website:     https:\/\/www.cniacc.pt<\/a><\/p>

    <\/p>

    Pour plus d\u2019informations, vous pouvez \u00e9galement consulter le Portail du Consommateur \u00e0 l\u2019adresse www.consumidor.gov.pt<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Informations l\u00e9gales Credilink \u2013 Interm\u00e9diation de Cr\u00e9dit, Lda., titulaire du num\u00e9ro d\u2019identification fiscale (NIPC) 515 700 738, dont le si\u00e8ge social est situ\u00e9 Rua de Cam\u00f5es 219, 3D, 4000-145 Porto, est une entit\u00e9 l\u00e9galement enregistr\u00e9e aupr\u00e8s de la Banque du Portugal sous le num\u00e9ro 5976. Elle exerce des activit\u00e9s d\u2019interm\u00e9diation de cr\u00e9dit conform\u00e9ment aux exigences […]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-21061","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nInformations l\u00e9gales - Credilink<\/title>\n<meta name=\"description\" content=\"Informations l\u00e9gales concernant Credilink en tant qu\u2019interm\u00e9diaire de cr\u00e9dit li\u00e9, incluant les mentions obligatoires et le cadre juridique applicable.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/credilink.pt\/fr\/politique-de-confidentialite-2\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informations l\u00e9gales - 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